i had applied for sbi credit card when their representative came to my house offering me the card,however sbi refused to issue me a credit card without stating any reason,i subsequently applied to citibank and they also refusedstating that inquiry with another bank revealed negative asset relationship with cibil when i have never ever applied for loan or defaulted any payment due
I have 1 icici credit card and 1 bandhan card associated with it, which somebody had stolen and made tranactions also.I lodged FIR also and complaint to bank.Given some payments in between but they r taking interest in very higher rate.Also they deducted all amt from my account with same bank.please suggest what can I do?also bank people are keep on harassing me over phone or by coming at my home. is there any solution?
Hi, I got a call by barcaly bank tele excutive for emi conversion of my balance amount and i accepted the same and my balance amount was Rs.17800.00 and emi was approximtely Rs.1530.00 told to me on phone but when i got the letter from barclay bank i was shocked to see emi of Rs.1780.00, inspite of repeated request mail sent to customer service to look into the matter, customer service are not replying moreover i gave the Phone# from where i received the call from and the name of tele excutive also. What do i do now??????????
Hi,I'd lost my wallet containing Citibank credt card on Jan'08& by the time the loss cud be reported & the card to be blocked, the fraudster did fraud usage of Rs.14500/-.Citibank is not ready to help in any case stating For any tranx done before card is blocked the Liabiiliity lies on Cardholder.Minimal,bank shud consider n give a patient ear n hear to customer.When asked to compare the slip signed by fraudster n my previus signed-authorised slips,no comments from them.When demanded the chg slip from Citi,the sign's are totally different.My Q is what liability does the vendor/merchant has while doina a tranx?Arent they supposed to chk photo/sign on card n compare the same in actuals?Inspite of repeated calls/email,no supprt from citi. Kindly advise
hi, Harsh i had a credit card of hdfc and in 2005 i made a full and final payment and got it signed it on the reciept by the executive. after 3 years i get a letter saying that Rs 8660 are due on me and that they have put my funds on hold . i haven't recieved any statements since 2005 and suddenly they say me to pay 8660 and when i asked them to send me statment of dues since 2005 they are unable to send me the statements after 2005 ( 3 years till 2008) as they never send it to me either. and according to there last statment of dues the amount turns out to be 4000 and they are asking for Rs. 8660.
i would be really greatful if u could help as the FUNDS ARE STILL ON HOLD and not being deducted yet . so if u could help me out i could save myself from this situation. PLZ.
hi harsha, i have a HDFC credit card for which i had made a full & final payment in jan 2005 and got it signed full & final payment from their executive. now after 3 years they have put my funds on hold through banker's lein and since 2005 i havn't recieved any statments. can they still deduct the amt. from my bank since they havn't send any communication / statement since. they also say that getting full & final written on reciept in not valid. plz. revert. i still have time to take any action, so PLZ. TELL ME WHAT TO DO , they also are unable to provide me any statement of dues since 2005 till 2008 as they havn't send it to me . CAN THAT BE OF ANY HELP.
I had a ICICI bank credit card on which I had some usage but some how it got in to overdue but I have paid what i have used its only interest part which is showing o/s now around 2 yrs back some collection agent misbehaved at my residance and I stop paying (till that time i was paying interst also) and now after two year they have lien my salary account for the out standing of Rs43000 which was around 14000 at that time. How come bank is marking a lien on my salary account where there is dispute on credit card which was broght to their notice and they have not reslove it. secondly I hav received lien letter from ICICI but to my surprise its on pain paper not on proper letter head plus it carries a sign no names of concenr athority is mentioned does it mean they are threatening customers? If u analyse no of complaints against bank you will notice that maximum no of complains are against ICICI which tells the story of their service levels...
RE:Issue with ICICI Card
by Ajay Meher on Apr 24, 2008 05:05 PM Permalink
You are correct Navdeep and almost all the time it is from ICICI. I am also such a victim and the outstanding was due to their slow response. Unfortunately I haven't kept copy of statements and without that it is diffucult to fight with them.
I was using Citibank card when I was in Delhi in 2003. My credit limit was 15000.I was using that card and paying money on time, but on Nov 2004 I shifted to Chennai.So I stopped using that card. My credit limit was Rs15000 and I have used around Rs 8000. On Jan 2005 I wanted to pay the old due amt but when I checked my mail it shows that my cr. card due is Rs 42000. I got afraid. I stopped paying any amt. to the bank and called Citibank callcentre.Then I came to know that the bank had issued me a new card with enhanced cr. limit. That card was issued to unknown person without my knowledge. That person had used the card and withdrawn Rs 27000 for credit card in Delhi and used for some other purpose which i don't know. But the thing is it all comes to Rs 42000. I have all the evidence that i never got the new card and that i have not used the card.. Now after the bank tracked me somehow and threatning to pay Rs 42000. sir please tell me what to do? waiting eagerly for the reply
RE:citibank credit card issue
by Krushna P on May 13, 2008 01:08 PM Permalink
Contact Banking Ombudsman regarding this. ICICI Bank Ltd Head serice Quality.
My name is Abhishek Anand.2 years before i used a ABN AMRO credit card (No 5415382320838253) for which i have been overchardged. For around 16 month i have not received any statement or any reminder from ABN AMRO bank. No executive came to my place. Executive came before always were rude and they use abusive language.I have complained about it also.
Yesterday you have forcefully debited Rs 14.987 from my Abn Amro salaried account(no.1193994) without any information.(Although u have all my details with u ). After reducing the overcharged amount. I want to pay this money in installment. But at present my whole salary has been debited by ABN AMRO bank. Now i have nothing to pay for my daily expenses. Please help me to convert this amount to pay in intallment. I will always be greatful to you.Please help as soon as possible, I am out of money. Please revert the debited amount to my salaried account.(i have not given any right to them for ECI/ECS) I have no options left. I am in a very painful situation for the whole incident. Please help me!!!
