The Andheri branch of ICICI bank is charging me interest and penalty on an inactive acct. that was supposed to be closed 3 years back at least. I already have two active accts. witht ehsame bank from before. I tried customer care dept and bank manager to waive the debit charges and closed the acct but they will not.
i have an icic credit card, and icici savigs account. i was offered cash in loan on credit card. was not tld that the emi will need to be paid using cheques. thought that emi will b deductd from credit card on any specified date. Now they have sent foreclosed the loan and sent to collections. the collections wala came to my house and have taken some payments 3 times of rs 2500 each saying that they will request for the rescheduling of loan into emi's again. but this never happend. now the bank has bloced the funds in my accunt and have charged my account the entire loan amount fines interest. i have been misleaded by the collection agency. the bank intiallly said they cannot do anything since the case is in collections. the collections have duped me...please tell me wht shud i do. i want to pay..but not possible to pay all in one go. want to pay in emi's. can somethinbg be done???
I am existing Credit card holder of HDFC bank. I didn't pay October month's Due of 1,228 within 5-Nov-07, but I paid minimum of 200 rupees against the bill. Now with in the next billing cycle I have made purchase of Rs. 25,787.79, but in my November month statement there is something called FINANCE CHARGES which is around Rs. 386.79. I want to know how you these people are charging FINANCE CHARGES in detail?
If it is charged only for the amount which I have not paid in time then it would be (1228-200)* 2.95% = Rs. 30.26 Still Rs. 356 remains unanswered.
Can any of you tell me what exactly is happening so that I can use my credit card properly without getting into trouble from next time onwards.
Hi i am bhaskara chary. I have a SBI credit card, i did some (8000 Rs) shopping on that card. And i was withdrawn from ATM 5000 Rs using this credit card(SBI Gold card). They charged 560 Rs Fee for withdrawn from ATM, i dont know how they were charged that much amount. Any way My Last query is can any one tell me how to pay my due amount online.
Dear sir, I am a victim of SBI CARDS. I had no transaction other than a flexipay cash loan of Rs.25000/-, which i agreed to accept over phone. I was told no charges other than 499/- as processing charge. and the amt to be repaid in 24 EMI of 1250/-.i did not get any bill till 2nd oct.07, so i was unaware of the charges being levied by them. I paid 3 EMI cheques dated 31st of each month,which duly cleared.Now after three month there bill is showing a total outstanding of 28615/-. it includes delay payt. charges(i had accepted D/D on 19th july) and so many other charges. i requested for waiver of the charges which was declined by them. I would like to know if there is any body which regulates them charging heftily. could i get a resolve.
I Wish to introduce myself as Ashok.R, Working for private company in chennai. I would like to highlight and seek an resolution to a problem of mine with the Standard Chartered Bank (Credit Card).
On November 2004, I had applied for Standard Chartered Credit Card ( Card Type:- Utsav Credit Card) and used it without any issue till 1st week of february, 2005. It was during mid of February 2005, I noticed that another Credit Card (Card Type:- Master Gold Card), Which i have not applied had been added on to my account. I immediately called up the bank's customer care, filed a complaint regrading the same and deactivated the duplicate card. After 3 weeks, I received a call from the bank's Fraud control department to have an enquiry for the duplicate card. I was directed to meet one Mr. Rajiv Rathinam, Regional Manager(South) for fraud control unit, who discussed the issue and he reassured me that i'll not be held responsible for any usage of the duplicate card issued by the bank, against my name. I took his word for the clouser of this issue at that time. However, I find the issue is still open, where my name has been added / reflected to the global defaulter's list maintained by the RBI, i.e, (I have actually been held responsible for the usage of the duplicate card.)
Due to this my personal loan application for an immediate need with Citibank and ICICI bank have both been rejected citing reason for sanction of loan,
Hi Harsha. Im using a credit card from ICICI. Till Dec 2006 there was no problem in my account & in the same month my o/s was rs. 21592, out of which i have paid Rs 8000 on 30th Dec & in Jan 2007 i have made 3 payments of Rs. 2500, 6400 & 2400. But bank has not recvd the payments of 6400 & 2400 which i have made of 5th Jan. Despite of depositing original recpts of payments, no resolution has been given to me till date. even i have taken a loan of Rs. 52000 on my card and now bank has forclosed it & now my total o/s is Rs. 81000. im regularly making a payment of Rs. 2500 against my loan amount which is genuine one. but as far as other payments are concerned, which includes all late payment charges, service tax and interest charges, I don't wanna pay it, Coz i have already cleared my o/s in Jan 2007. Plz suggest what should i do in this case and what will happen if i'll not make any payment which is not genuine
Hi harsha I lost my ICICI and credit card and I came know that lost of cards on next day immediately I contacted ICICI customer care and I informed them about my lost of credit card they told me that they will not release any amount to the merchandise. Transaction made by unknown person INR 15000/-. Again I contacted ICICI bank over phone next day, they told me that need not pay the above said amount and they told me that written complaint is not necessary since they have blocked the credit card. Now I have received a statement for INR 15000/- for payment. On receipt of the statement again I contacted ICICI bank over phone and asked them that why you have sent me the statement for payment when you have informed me that my credit card is blocked. Now they are telling that they are going to take under dispute.
Hi harsha I lost my ICICI credit card and I came know that lost of cards on next day immediately I contacted ICICI customer care and I informed them about my lost of credit card they told me that they will not release any amount to the merchandise. Transaction made by unknown person INR 15000/-. Again I contacted ICICI bank over phone next day, they told me that need not pay the above said amount and they told me that written complaint is not necessary since they have blocked the credit card. Now I have received a statement for INR 15000/- for payment. On receipt of the statement again I contacted ICICI bank over phone and asked them that why you have sent me the statement for payment when you have informed me that my credit card is blocked. Now they are telling that they are going to take under dispute.
hi, i have gone for a balance transfer DD of rs.20,000 from SBI credit card to ABN AMRO bank on 10-10-2006.
now the issue is the same DD is not reflecting in my ABN AMRO bank. after many rounds of calls and emails with both these banks, i have recd a clearance certificate from SBI saying the DD got cleared and ABN AMRO denying the same.
Even after sending this clearance ceritificate, ABN AMRO is saying they have not recd this payment. ABN AMRO has even issued a letter saying they have not recd the payment.
and both these banks are showing the amount as pending from my side and they are charging interest too.
as of now, i have stopped paying both these banks. How should i proceed further ? can anyone give me a contact email or telephone number of some TV news agency to report this issue as this issue is pending from last 1 year approximatley
