recently when i had applied for a loan through ICICI bank,it got declined as it stated in cibil as writeoff and overdue with AMEX and HSBC, but i did not have any card with AMEX ever,i do have a card with HSBC but it is in good standing with no late payments or overdues ever.infact hsbc has enhanced the credit limit due to good payment history.please can u tell me who i do in write to regarding this .
Hi, I got a call from Barclays card regarding registration in Priority circle, during call they told me that they will charge one time fees of Rs500, But they have charged me Rs 6000 for the same and now forcing me to do the payment, i have mailed 4 times to their mailing address to cancel my registration & reverse my charges. But no reply had came from their side.
Re: Complaints againts...
by amit chordia on Jan 06, 2009 04:07 PM Permalink
Hi, I have a similar complain. I told them that I am ready to take the offer if there are no charges. but one fine day i get a message that I have a credit of Rs 6742 adn they are not ready to reverse it. Have you got any reply lately. I am getting calls from Barclays every single day saying it is for Quality purpose for they payment and they say repeat your concrn. Pleaase let me know if you have got any rlief at toamitchordia@yahoo.co.in
I was waiting very long time. Days were running my statement getting generated and I was paying my EMI without fail. At last one day I called them up and explained everything very clearly and I requested them to record my call also and I asked them an outstanding amount they have told me something around Rs.72, 000.Immediately I have paid the entire amount. But now they have started playing with me I have received my statement which is stating that I need to pay Rs.12,000 I really surprised and shocked very badly how they are charging this amount ? When I have checked with them they said you are approved for Barclays Priority customer so one time charge is Rs.5,000 and you have crossed your credit limit so you have to pay the balance amount of Rs.12,000 immediately.
Here I request you to check this matter very seriously because they are charging me Rs.5, 000 and other amount without my permission (It is really frustrating me that they have deducted money from credit card without my concern) I am really affected very badly due to this issue. Is this my fault? I was ready to pay the entire amount but they were not ready to provide me the details and made me deceive. I kept my word I have paid the entire amount but they are not keeping the promise start from the beginning. Barclay Card has unnecessary debited the amount towards Priority Circle membership,for which I never confirm to debit the same.So I request you to please help me to get out of this issue.Santhosh9841514613
I have taken a loan amount of Rs.73, 400 (Barclay Credit Card).Where the executive promised me the interest rate of 12 % so I have agreed the loan amount but after I have received the letter from Barclay Credit Card I have noticed that Flat rate of interest per annum they have mentioned 17 % which made me very upset and I immediately called them and enquired about the discrepancy but they gave me very simple answer “SORRY”.It’s really wonder why they are not thinking the word “Sorry costing me 5 % extra interest rate every year”. On the other hand I was requesting them at least to pre-close my loan amount immediately they said “OKAY” and they asked me to wait for 7 working days. I have arranged some money from other bank and my friends circle to pre-close this Barclay Credit Card loan immediately but I have not received any call from Barclay’s Bank so I have called them again to get the status they said your request is still in process and your credit card bill statement has been generated for that month so they asked me to pay my first month EMI amount and they promised me within few days you will get a call from our bank and they will give the complete details of your outstanding I have agreed that and paid my EMI amount. They asked me not to pay the entire amount without an approval from the bank that’s why I was waiting to get the approval. Believe me after that every week I used to call them to get the approval but not even on
Even after my settlement with CITI bank, and full payment, I am receiving several phone calls per day asking further payment of Rs 4420. I have asked for the details, but not yet received. What should I do, please inform.
Barclay Card has unnecessary debited Rs 5618/- towards Priority Circle membership, for which I never confirm to debit the same & now I am getting daily calls from them to pay the same ,but I am in no way liable to pay for the same because at the time of call I repeatedly asked whether any charges will be charged & always got reply that this is offer given to privilage customer & it is free of cost
Pl suggest what can I do to get away from this matter because I have called Customer service so many times & they are denyingto reverse this charges
Pl suggest, What should I do. My mail id is slpanchal@gear.elecon.com. Detais are as under:
Rgds Samit Panchal
Dear Sir
Pl refer to our telephonic conversation 18.09.08 as under:
I am paying my installments of Rs 417/- regularly every month. I delayed to pay my installments for 5-7 days in three occasions out of which once I have paid the interest with late fee of Rs 350/- also. I have not paid the late fees for the two other occasions as I have felt that such charges are not genuine and had asked you waive off by my mail dated 11.05.08.
I was shocked to know that the installment of Rs 417/- which I am paying regularly every month is not adjusted toward my installment. The bank is adjusting my installment amount towards outstanding of late fees and showing in their records that I have not paid the installment. Due to this bank is again charging late fees and as of today they make the outstanding amount of Rs 3179 where as I have paid all my installment in time. Except in three occasions I have delayed for 7-10 days.
In back side of each of my cheque I have written "installment for the month of" , how my installment amount can be adjusted toward late fees that too without my knowledge and also at the same time make me defaulter by not paying installments in time and charging more money towards late fee and interest. Also bank has never communicated in regard to adjusting installment amount in late fees.
Pl suggest, What should I do. My mail id is slpanchal@gear.elecon.com. Detais are as under:
Rgds Samit Panchal
Dear Sir
Pl refer to our telephonic conversation 18.09.08 as under:
I am paying my installments of Rs 417/- regularly every month. I delayed to pay my installments for 5-7 days in three occasions out of which once I have paid the interest with late fee of Rs 350/- also. I have not paid the late fees for the two other occasions as I have felt that such charges are not genuine and had asked you waive off by my mail dated 11.05.08.
I was shocked to know that the installment of Rs 417/- which I am paying regularly every month is not adjusted toward my installment. The bank is adjusting my installment amount towards outstanding of late fees and showing in their records that I have not paid the installment. Due to this bank is again charging late fees and as of today they make the outstanding amount of Rs 3179 where as I have paid all my installment in time. Except in three occasions I have delayed for 7-10 days.
In back side of each of my cheque I have written "installment for the month of" , how my installment amount can be adjusted toward late fees that too without my knowledge and also at the same time make me defaulter by not paying installments in time and charging more money towards late fee and interest. Also bank has never communicated in regard to adjusting installment amount in late fees.
Pl suggest, What should I do. My mail id is slpanchal@gear.elecon.com. Detais are as under:
Rgds Samit Panchal
Dear Sir
Pl refer to our telephonic conversation 18.09.08 as under:
I am paying my installments of Rs 417/- regularly every month. I delayed to pay my installments for 5-7 days in three occasions out of which once I have paid the interest with late fee of Rs 350/- also. I have not paid the late fees for the two other occasions as I have felt that such charges are not genuine and had asked you waive off by my mail dated 11.05.08.
I was shocked to know that the installment of Rs 417/- which I am paying regularly every month is not adjusted toward my installment. The bank is adjusting my installment amount towards outstanding of late fees and showing in their records that I have not paid the installment. Due to this bank is again charging late fees and as of today they make the outstanding amount of Rs 3179 where as I have paid all my installment in time. Except in three occasions I have delayed for 7-10 days.
In back side of each of my cheque I have written "installment for the month of" , how my installment amount can be adjusted toward late fees that too without my knowledge and also at the same time make me defaulter by not paying installments in time and charging more money towards late fee and interest. Also bank has never communicated in regard to adjusting installment amount in late fees.
