JeevanAnand is the best policy.Its features are: Period Covered:For first 20 years(with premium) After that upto Age of 70 years (without premium) Premium: According to Age Tax Bft:Deduction u/s80C of Income Tax Act,1961. Bonus : Rs. 6000 p.a. Addl. Incentive : Rs. 20,000 after 20 years Accidental Death : Double the policy amount.
If you take Rs. 1 lakh policy you will get Rs. 2,40,000 after 20 years (if you don't die). If death takes place your legal heirs will get Rs.1,00,000 more then the due amount.
Similarly, for couples Jeevan Mitra - Triple accident cover policy is Good
RE:Jeevan Anand and Jeevan Mitra Policies are best
by on Jul 10, 2007 02:46 PM Permalink
Khargosh U said that in jeevan anand bonus amount is Rs.6000/-p.a. But like other LIC agents u have also not mentioned that the bonus part is not guaranteed. Pls stop making customers fool. There are many good insurance plans in the market, but customer needs to do a little survey and see what suits him best. An honest agent advisor will defenitly suggest a good plan after studying and understanding customers need.
RE:Jeevan Anand and Jeevan Mitra Policies are best
by MARC on Jul 10, 2007 03:23 PM Permalink
Also the Khargosh "hare-brain" has conveniently omitted how the premium compares to a term plan premium.Let's compare a 30 yr old individual taking a 1 lakh Rs cover for 20 yr period. The annual premium for the Jeevan Anand is Rs. 5660 and that of SBI Shield a term plan for 3 Lakhs (i.e the minimum) is Rs. 827 only. N
