JeevanAnand is the best policy.Its features are: Period Covered:For first 20 years(with premium) After that upto Age of 70 years (without premium) Premium: According to Age Tax Bft:Deduction u/s80C of Income Tax Act,1961. Bonus : Rs. 6000 p.a. Addl. Incentive : Rs. 20,000 after 20 years Accidental Death : Double the policy amount.
If you take Rs. 1 lakh policy you will get Rs. 2,40,000 after 20 years (if you don't die). If death takes place your legal heirs will get Rs.1,00,000 more then the due amount.
Similarly, for couples Jeevan Mitra - Triple accident cover policy is Good