DEAR SIR I HAVE DEPOSITED MY BARCLAYS CARD PAYMENT BY CHEQUE ON 1ST JULY/08 WHERE AS 2ND JULY/08 WAS MY DUE DATE. THIS CHEQUE HAD BEEN CLEARED FROM MY BANK ON 5TH/JULY 08. BUT BACLAYS BANK IS CHARGING ME RS2132/- AS LATE PAYMENT & INTEREST CHARGES. I HAVE REQUESTED THEM FOR THE REVERSAL OF THE SAME BUT I DIDN'T GET ANY FAVOURAVAL RESPONSE. WHAT CAN I DO NOW
Re: REVERSAL OF LATE PAYMENT CHARGES FROM BARCLAYS BANK
by Creditcardexprt on Sep 21, 2008 11:15 AM Permalink
Its ur duty to make sure that the bank recieves payment by the due date, when u deposit the cheque u should hve done it 3 to 4 days before due date. I recommend to pay it and be carefull in future, before paying call them up and ask for a supervisor and request them to waive the charges and also inform them that u learnt ur lesson and pa iot in well advance in future.