Hi, I need your advice. I am a 29 old guy living near Kolkata. I am working in a private co. and my monthly salary is 50k. I have a savings of 5 lac. Now I want to buy an appartment near my place. The price for a 900 sq ft appartment is 7 lac. I am confused how should I pay for the price. I can pay 7 lac in cash now but I don't want to empty my savings fully. Will it be wise to take a loan from a bank and pay monthly instalments? Or, half of that amount I pay from my savings and rest from a bank loan? Please advice me about the better option. How much is the rate of interest for housing loans and what could be the minimum monthly instalment I need to pay?