Please post some useful things instead of such an illogical one - don't ever say u don't get 500's in ATM's... Also, if you don't have senses and want to withdraw money on loan from ur credit card, didn't u know all this before getting the credit card?? credit card interests are definitely high and that's true with any bank..why to pinpoint one bank?? don't blame a bank for ur inability to plan and spend.