RE:ICICI is third class bank
by raj on Apr 07, 2008 10:49 AM Permalink
private banks are run by individuals who are given impossible tasks by marketing dept. the employees are only part of the problem. i'd like to see k v kamath take the stick for his banks' lousy performance and problem people have to endure.
It is good that banks are getting stingy, vast majority of land buyers in the city are salaried class, they try to invest there hard earned money into the land. With the real estate market heating up it is only the land musketries (builders developers big time and small time) are making huge money in their pockets, most of the money this builder earn are in form of black money. Salaried class pays up to 30 percent of tax as mandate. Where as these builder pocket more then 50% of the transaction as black money. I only hope this move of bank and government would help curb this builders and developers. And every sincere hardworking human is able to own there DREAM HOME FOR THEIR FAMILY. Sathya
RE:Banks get stingy on home loans
by SATHYA AG on Apr 07, 2008 10:51 AM Permalink
that will be very good for the common man, but what what basis are you saying this, do you have data based on which you are saying so. Thank you in adavance.
You should try Oriental Bank of Commerce. No such hassles as ICICI bank & other private banks and staff are also cooperative. I have taken home loan from them...
Dont post any offensive messages for ICICI bank it dosent help them, its better to call them up and ask for the FORECLOSURE report and transfer your existing loan into any other bank, undoubtedly it will be much better than ICICI.
RE:very true icici bank is the biggest..............
by VENKATARAMAN RAMACHANDRAN on Apr 07, 2008 10:49 AM Permalink
I fully agree. I am maintaining accounts with nearly 10 banks, out of which I will consider ICICI is a ruthless bank, without giving any real customer service, except the LIP SERVICE. Their staff are looking pretty, give a nice smile, but offer SLAP & SMILE service. But still they are successful, becuase at Corporate level for bigger accounts they are able to influence, and at a retail, by sheer population in India, any bank will be successful, particularly when you have pretty girls at the counter.
RE:very true icici bank is the biggest..............
by Soodhira Thevidiya Munda on Apr 07, 2008 10:37 AM Permalink
i agree with your contention. icici are the biggest rippers when it comes to customer service.
ICICI is third class bank in India and guess abroad also. I am also victim of this bank. This bank has no ethics. No one should take any product of this bank.
When ever there is rise in the interest rates, ICICI is the first to announce it first. However the vice versa is not the same. Even after all major banks cut rate ICICI did not cut the rates at all. However since they want to attract new borrowers they advertised low intrest rates and in the bottom a small line said for "new loan takers", existing people please enjoy the high rates.
RE:ICICI is a biggest.........
by NEERAV VASANTHLAL on Apr 07, 2008 10:31 AM Permalink
I did exactly the same when it happened to me. anyways,Thanks for your message. May be I Should have written that also.
