Hi.I ordered a Harry Potter book.The offer says that a/w the book a Harry Potter game CD worth Rs 499/- will be given.What I recd with the book was a CD containing Movie Trailers and Demo games.When I brought this to the notice of rediff support,I was told that the game cd will be sent in a weeks time...Yet to receive the same.....Rediff support has stopped answering.....Can someone help.Any Magic tricks? PLS HELP....
KEEPING IN VIEW THE USAGE OF CREDIT CARD IS A MUST.FOR SOME USERS IT HAS BECOME A STATUS SYMBOL,ESPECIALLY FOR THOSE WHO DOES NOT KNOW ABC AS TO WHAT CREDIT CARD MEANS.WITHOUT GIVING A SECOND THOUGHT,THEY START USING AND WHEN THE STATEMENT COMES,SOME OF THEM ARE BAFFELED AND THINK OF NOT PAYING.THIS CAUSES BANKS TO LEVY TAXES AND INTEREST AND IT GOES ON FOR A MONTH OR SO FINALLY BANK IS LIABLE TO TAKE ACTION.FOR SOME,THEY SIMPLY CHANGE THEIR PLACE OF STAY AND BANK CANNOT DO ANYTHING.CREDIT CARD IS AN EMERGENCY CASH SYSTEM BORROWED FROM BANK AND PAY PROMPTLY AS SOON AS STATEMENT IS RECEIVED.BY THIS GOOD RELATIONSHIP IS MAINTAINED BETWEEN BANK AND CUSTOMER. KEEP THIS IN MIND AND USE IT DELIGENTELY. SHAHID NEW DELHI
we often hear that credit card companies over charge, include unsolicited expenses etc etc. I have a credit card from HDFC Bank Ltd. for the past one and half year. There was not a single chance of any overcharging etc. The service is good. The only problem is that they people leak selected data to other parties. goyalwc
Credit card companies send you terms and conditions when you sign on that dotted lines. It is your responsibility to read them. They never put a gun on your head, make you take their credit cards, and then forced you to make purchase. You did it out of your own free will and lack of fiscal wisdom and responsibility. So DO NOT BLAME them, they are just doing the business. If you don't like them , don't use them, it is that simple. There is no free lunch in this world. Remember the golden words from Lord Buddha "It is your own selfish desires that are cause of your own miseries" Buddha may not have known personal finance, but his words ought to be the first line taught in the finance. Credit card companies have right to charge as they please and have right to recover the money by any means.
Credit card issuing banks are cheating the public with exhorbitant charges. There is no business in the world which operates at this profit. RBI guideline says bank can inform the customer and charge. Here is a case where bank charges 3.4% interest (40.8% per annum) and they charge 500/-as late fee besides overlimit fee, cash withdrawl etc all this amount to 5%-6% (almost 60-72%)Is this not outright exploitation with prior notice. RBI has to wake up and revise interest charges and put the ceiling. banks are exploiting and fleceing the customer. RBI should impose high penalty say Rs5000/- for every complaint. This is only way to counter the banks. Banks will be carefull as they loose money and will not resort to this kind of cheating
All credit card holders/users/intenters, should read english novel "Rosemary's Baby" ( made into a movie). All the characters in the novel conspire that the female lead concives and delivers a satan. She finds to her dismay her husband and father of the baby is also involved for his personal gain. Suspense and scary. A quote from the novel " All are witches"
Those who have ICIC Bank credit card.....GOD BLESS THEM ALL...........I had a very good experience of this card for 2 yrs..Not in last 2 yrs.......I have decided to end up all my relations of credit card with ICICI ban only because of their 3rd quality Back office..thretening calls, mentally torture, hurting egos...etc etc way of operating...and ICICI dont bothers of Customers complaint on misbehaving of back office...they just hide their way of working and ask you to pay again even if you have paid....and says that they will settel down in next bill....why one shall pay twice his OS when already paid....only because Recovery has called you up??????
When there is around 5000, 1000 Rs. Due....Recovery keeps on calling..but when Rs. 200 or 300 is due..no one calls up big late payment fees are charged............
ICICI Credit card may be good for Farmers and SLUM Popullations but not for educated and decent citizens.........
RE:ICICI Bank Credit cards for SLUM poppulation and not for Educated citizens....ask anyone
by Kaushik Gupta on Sep 14, 2007 02:40 PM Permalink
People y do u take CC if u cannot pay in the stipulated time? Have u ever escalated ur call to higher position people: Branch Relationship Manager or someone higher? I am a ICICI Credit Card Customer since 2004 and have always paid my balances/dues on time. Obviously I am happy with the services of the bank!
RE:ICICI Bank Credit cards for SLUM poppulation and not for Educated citizens....ask anyone
by diba on Jul 24, 2007 04:14 PM Permalink
so according to u Slum people or farmers dont have any self esteem and they dont deserve any respect.
RE:ICICI Bank Credit cards for SLUM poppulation and not for Educated citizens....ask anyone
by Harendrakumar Sarkar on Jul 24, 2007 03:57 PM Permalink
You are oubly correct. ICICI credit card harras people without any logic. Even if you pay 99% of the due amount they start charging interest on the whole amount. Is it not ridiculous? I also all relationships with them forthwith.
RE:ICICI Bank Credit cards for SLUM poppulation and not for Educated citizens....ask anyone
by Munesh G on Aug 14, 2007 03:35 PM Permalink
Educated fool you are. Hey dude you mean to say that ICICI Card is good for Farmers & SLUM populations,. they don't have any respect.., Why did you come to this conclusion because you are already a BAKRA for that bank
>> Debit cards had Pin no when ever doing any transaction which is known only to card holder...while Credit card dont need any authentications.....if you lose you card any one can see your name, expiry date, CVV no which is on every card........HOW CAN RBI or INDIA AUTHORITY can say thet CREDIt CARDS are safely operated ......INDIANS are suffering...WHAT the GOVT IS DOING.......WHY every credit card existing in INDIA is not SAFE.........CHEATING CHEATING...CORRUPTION..
2/ WHY Govt..dont make Credit Cards Complsoryly be a Photo card just like PAN CARD and Voters card......
3/ WHY Gov. dont decide a universal Rule for interest charges.....why Interest over the Interest......
4/ WHY there is no Law for Recovey and third pary...Why always INDIANS are pointed towards CONSUMER COURT...............WHY Govt....dont make Cunsomer Court ONLINE?????
