I certainanly empathise with the chief as far as the lowest rung of the forces are concerned(i.e. from a jawan to officer of the rank of Major). The aforementioned group is exposed to the danger zone in any army action,hence need special consideration. As regards Officers of the rank of Lt.Col and above they have easy accessabilities to the vast resources of the army whether in peace or in field and hence during their service tenure 98% or more of these officers amass wealth which can suffice the next generation also.Therefore the locus-standi of the chief for parity of these officers(Lt.Col and above) with civilians which is the text of his outpourings cannot be accepted at face value.