There is only one way to solve the problem is to Quit Mumbai. Life in Mumbai is never going to be easy for anyone or any better. I lived in Mumbai for 3 years and promised myself that I was going to get out this hell hole. That is precicesly what I have done. Left Mumbai for Good and I can not explain how my life has improved immensly. The moment people leave mumbai and move to smaller towns in India you definately will have a quality of life that is better.
In smaller town you have an existance or rather a presenece. You can improve things for yourself but in Mumabai your life is in the hands of others which I think is a hopeless situation. My life is now much much better. I do not commute to my work but walk just 10 minutes to get there. No traveling problems. I have set myself free.
In India we expect somebody to clean up our mess as long as it happens we will continue to live in that mess nobody is going to help you my friends nobody. Save yourslef of much trouble and quit Mumbai. That is the least you can do for yourself. Remember you've got just one life.