i have always wondered why do people go to icici for banking, vodafone (yep, that telecom service provider with the most wretched connectivity) for their telephony, max ny,baj alli, icici(again)prud etc for their insurance so on and so forth...when everybody knows that these r the biggest pocket-maars in the country and literally fleece their customers and when there r options available in the form of state-run enterprises. plz tell me why is losing ur money to icici so irresistible ???????????????