1)The money spent on credit card should never be more than money that you have in your saving account. 2) Always suscribe for e-statement to avoid loss of bill etc. 3) Pay the credit card bill immediatey after receiving bill ( dont wait for last due date) 4) Never take any cash or demand draft on credit card. 5) Always check your credit cards online - so that if any unexpected charges are there , you can see it immediately. 6) Never use EMI scheme of the credit cards 7) Most imp - don't run behind hi-tech electronics goods ( mobiles, music players, etc) Avoid buying such goods on credit cards - buy it on debit card
If you take care of these - you will be almost trouble free