I have HSBC credit card. During the time of applying they said that the card carry no annual maintenance fee, infact that is the reason why i have applied for the card. But they have charged me the annual maintenance. So, i finally decided not to pay the amount. Now they are calling me asking me to pay 3860/-. And they are sending people, trying manhandle the customer and get the money. It is looking somekind of malpractice the bank has adopted. Please advice me.
