The article written has some relevance but not a whole truth. Firstly Why a refernce be given to a new client as secrecy is important in financial matters and you can't keep everbody happy on earth. 2) There are rewards in every industry today for outstanding performances so what's wrong if one is rewarded in this industry. 3)consisting a good finacial portfolio is important not the only returns and everyone's needs and risk appetites are different. so we can't evaluate a performance with one yardstick.The planner can also be judged by his experience/ Educational Qualification/ Professional memberships/ Quality of Services. Hence on some points i agree to disagree with the author. Neeraj Chauhan
