I can manage somehow an amount of Rs. 1 lac for 80C investment.So 15% of this goes to Life Insurance(which I don't consider as investment) of self and rest I invest in ELSS.Since 2005 I'm investing in this manner and in present circumstances I can not do extra as savings/investments.Although,I'm seeking a better investment plans to achieve forthcoming goals such as education of two children (8 & 4 yrs),corpus building for retirement and I need own house.Assuming that I don't have any other support/money.At present I'm at 40 earning Rs.45000/month.
