i have one question if anyone can help me out with. My diseased father used to have HSBC credit card. there was some balance on his card at the time of his death. we even paid some amount as a full and final settelment but it didnt happen. every year before closure of economic yr, ie. b4 end of march, bank ppl come to enquire, each time we tell them the same old story happend in the past. they note it down and go or else request to pay any amount as a full and final settlement, they dont force. now if i plan to opt for hsbc card only then this above mentioned matter can affect me in any way, in the furute?
RE:credit card
by vijay hegde on Jul 19, 2007 08:32 PM Permalink
You should approch the consumer court in tardeo and send them a filed application. tat will fix them right and also save u from trouble in the future. Also, you may file an RTI (right to information ) . This will again fix things . They wont bother u again.. I have done it for SBI cards and the issue was resolved.
RE:credit card
by max on Jul 20, 2007 04:30 PM Permalink
in case of death of card holder, there is a rule that the bank will waive the outstanding amount.
