I am kumar and working in mnc, I had a HSBC credit card when I was in hyderabad and I missed my card three years back.However I did not noticed that very logtime and went to bangalore.Now I applied a loan and it got rejected ad the person said that my name is the defaulter database and ask me clear the due.I feel it is my mistake and also I can nto pay that much great amount right now. My friends are suggesting me to talk to HSBCa nd ask for final settlement like 10,000 or 20,000. I am really confused and getting tensed. Please suggest me or kumar_work80@yahoo.com,
