In buisness,one nedd to b very punctual and disciplined.That exactly UTI MF forgot.The redemption cheques would take months to arrive.People had startesd losing faith n they have got the option in form of ICCI and giant relience.UTI is itself reponsible for its fate,Sooner u understand,its better.I hope UTI will b behemoth again...good luck to Mr.Sinha