I dont agree with dearth of micro entrepreneurs. In chennai there are lot of hawkers who need investment to go and buy vegetables. they go for loaning money from local money lenders who charge exorbitant rates. I am sure there are lot of people who need micro credit and let us agree that our banks and system are the culprit. yunus even lent it to homeless people who lead a life begging. are we saying we dont have enough beggars in India ? total BS.