dear sir, i have availed the facility of credit card from hdfc and sbi credit cards. i repaid the ammount on time which i used. but the both hdfc and sbi treated me badly by doing some wrong statement. i used the balance transfer facility from hdfc credit card to sbi credit card in the year 29-12-2006 for Rs 10000/. but sbi credit card didn't show that ammount in their statements till date and charging heavy interest. for the last two years i had been continously harrassed by the sbi card . on the other hand i had repaid the ammount to hdfc bank which i used for the balance transfer to sbi . but on 24-11-08 hdfc had debit an ammount of Rs 5000/ from my savings a/c of hdfc bank whereas i have not given any debit note. for so many times i tried to convince to both the banks by phone calls and through correspondance but of no use. still i have been harrassed by both sbi and hdfc credit cards. sir i was worked in sales when i availed the facility of credit card but by the mental pressure of the credit cards i have not concentrate on my job and now i am without any job and i have been deprived of monthly salary of Rs15000/ which i used to get from the said company.that due to sch activities of the credit cards my reputation in public as well as in my family members have been lowered. now i cannot move freely in my friend circle and relatives as well. sir help me to out from the avobe said prblem. regards sushil singh jamwal. jammu_sushil@yahoo.com