In the month of March’09 there was a total amount due of Rs.9534.44 against by ABN Amro Credit Card and Rs.886.70 Easy Pay loan outstanding. Against this I repaid Rs.9000/- in end March’09. In stead of sending a bill for balance outstanding of about Rs.800 easy pay balance of Rs.450 they had sent me a bill of Rs.6281.82 easy pay balance of Rs.440.9. When the bill was disputed they informed me that it was an ATM withdrawal of Rs.4500/- on 3rd April. When I disputed the transaction as it was not actually done by me, they answered that it was done by me 18 months before (20.9.07) and due to technical reason they did not included the transaction in my statement at that time. My question is whether this outdated, fabricated & so called transaction is payable by me. None of above bank’s terms & conditions shows that claiming of such outdated transaction is payable by me. I have been asking them to show the relevant terms & condition of CC agreement, they are unable to provide the same and still claiming that the amount in question is payable to them.
