If someone offers you a free lifetime credit card and if it is SBI, then please please please for god%u2019s sake do not ever accept the offer. I have already made a mistake by applying for the SBI card and I do not want you guys to make the same mistake again. Here is my story: I had applied for lifetime free SBI card though Lifestyle departmental stores. I used the card on few occasions and cleared my payment from time to time. At that time I was using SBI%u2019s online facility to check my invoices because I was not getting invoices by post. But After sometime, the online site stopped accepting my username and password and new registration also did not work. After 4-5 months a person from SBI visited my place and asked for the payment. On inquiring, I was told that I have to pay some Rs. 13500 that amount has been reversal due to check bounce, I got shocked when it was said to me because that 13500 which I had made a payment was in cash mode but yet till today I am getting call from banks for the payment.
After talking to the manager, I got to know that invoices were being sent to wrong address and this way the interest got added with the actual amount. The person apologized for the same and assured me that he will send fresh copy of invoice with correct amount within 2-3 days. But till date I have not received that! After 7-8 months, I started getting invoices with the same incorrect amount. I called up customer care regarding this issue. I was told to get in touch