I was in Dubai where I lived for almost 13 years and in the process acquired some credit cards and also a personal loan...I paid my dues always in time but one day lost my job and almost after 6 months of remaining unemployed followed by rising cost of living, I spent almost all my savings with no hope of getting another job. Finally I left the country without informing the lending institutions of my situation as I was afraid that they will hold me back and that make things worse. Now I live in the US where I am trying to earn my living but not enough to pay back the lenders. I have received a few phone call from the collection agencies but the situation is odd that I just can’t cope with it....Pls tell me recourse these Dubai based institutions have against me? - Can they sue me in the United States? - Can they sue me in India (I am still an Indian Citizen) - Can they obstruct my travel to India, other countries and back and forth - Is there an agency in India which can consolidate my debt and pay on my behalf against a security?