I have taken a loan amount of Rs.73, 400 (Barclay Credit Card).Where the executive promised me the interest rate of 12 % so I have agreed the loan amount but after I have received the letter from Barclay Credit Card I have noticed that Flat rate of interest per annum they have mentioned 17 % which made me very upset and I immediately called them and enquired about the discrepancy but they gave me very simple answer “SORRY”.It’s really wonder why they are not thinking the word “Sorry costing me 5 % extra interest rate every year”. On the other hand I was requesting them at least to pre-close my loan amount immediately they said “OKAY” and they asked me to wait for 7 working days. I have arranged some money from other bank and my friends circle to pre-close this Barclay Credit Card loan immediately but I have not received any call from Barclay’s Bank so I have called them again to get the status they said your request is still in process and your credit card bill statement has been generated for that month so they asked me to pay my first month EMI amount and they promised me within few days you will get a call from our bank and they will give the complete details of your outstanding I have agreed that and paid my EMI amount. They asked me not to pay the entire amount without an approval from the bank that’s why I was waiting to get the approval. Believe me after that every week I used to call them to get the approval but not even on
