such products are really good for the home loan borrowers as one can save interest by transferring his temporary surplus funds to home loan account.
Our own State Bank of India also has a home loan product called 'SBI-Maxgain'where housing loans can be granted as overdrafts. The borrowers can deposit their surplus funds to loan accounts, which they can withdraw at will in times of need. This will reduce their interest burden to a great extant. So rush to your nearest SBI branch.
