I had a StanChart credit card before 5 years. I asked for a balance transfer on the card & they did send me a DD, but before the DD reaches me, I had to make payment to my other credit card. Now the DD was of no use for me. On the very same week before the statement was generated, I simply returned the DD to StanChart & asked for a reverse entry. Instead of reversing the entry, they seems to have misplaced the DD & they charged double the balance transfer amount on my card as processing/late fee etc. When I refused to pay all that, they informed CIBIL for my bad history. I am still not getting approval for credit card from any bank & StanChart bank people still keep calling me to pay the dues.
