I had problems with a Citibank card after they charged me for a purchase I did not make. After much harrassment, I paid the amount to them even though it was not my fault just to get rid of their collection agents. They gave me a clearance certificate but still reported me to CIBIL. If anyone can know how to get the record removed, please inform.
RE:Citibank has the worst record
by Rajat Bhatia on May 15, 2008 04:10 PM Permalink
I think Citibank is one of the worst banks around. Even though we look down upon the services provided by our own nationalized banks, they are alot better than these goondas. I had taken a car loan from citibank in 2002 for 5years and paid it in full in 2007. When I asked for NOC they came up with an outstanding amount of 1600. God knows from where, which they increased to 1900 in a weeks time. And when I went to pay it it was finally increased to 2370. Finally I was told that I had some citibank credit card dues which I had to pay to get the NOC for my car. And now the best part of the story. I DON'T HAVE A CITIBANK CREDIT CARD, NEVER OWNED A CITIBANK CREDIT CARD, NEVER APPLIED FOR ONE AND NEVER SIGNED FOR ONE. But still, just to get over with it I sent the money. And now again I bought a new car and this time I took a loan from State bank of Patiala, Gurgaon Branch. Trust me guys, I got the loan cheque in my hand in less than 24 hours and the guy dealing with the car loans was pretty helpful. I just could'nt believe it. For me now no more of these ICICI's, HDFC's, CITI's etc. I would prefer any nationalized bank over them anyday.
