In 2000 I took an SBI credit card for an annual fee of about Rs 500/-. After one year when I could not find any use for the card I did not request for a renewal. However a renewed card promptly came to me with an annual fee of Rs 600/-. I then contacted the SBI Customer care and informed them about my refusal to accept the card. I kept receiving bills interest upon interest which I ignored and after about two years the card was cancelled by SBI. In 2006, with the advances in IT, I wanted to use a credit card and applied to SBI for the same. I was shocked to receive a rejection note from them saying that I had dues pending (the above mentioned renewal charges and the interest thereupon) and hence could not be issued a card. Even though I argued that this was charges on an unsolicited card, they were not willing to listen and I ended up taking a ICICI card.
RE:Unsolicited Renewal Card
by Dakota on Jul 25, 2008 02:29 PM Permalink
bhudu hai, if you dont want renewal you should inform well ahead of renewal time, no.2 sbi credit card is best card compared to icici
RE:Unsolicited Renewal Card
by Farooq Khan on Jul 25, 2008 02:27 PM Permalink
you still can't escape from SBI, SBI hires special people called goons who will seriously nag you about the payments due and then you will realise that "You can only from them but you Can't Escape them"
RE:Unsolicited Renewal Card
by Sudhir Kumar on Jul 25, 2008 11:22 PM Permalink
Goto the RBI website, and find make a complain for the same... I had tried this in past, and it always works. RBI will take care of the rest.
