Dear all, its not that we all have bad experience. i have a personal loan from ICICI, due to some reasons i couldn't pay my installments on time, so far i have to pay them 5 installments , no one has called me or harassed me, all i got is couple of letter's from the bank.. yes odd cases are there.~ I udnerstand my credit history is screwed and i wouldnot be able to get a loan now.
