RE:ICICI and HDFC - Worst Banks in India
by narendra on Apr 27, 2008 05:26 AM Permalink
I agree with u. I had lots of problem taking home loan with HDFC. They assured me 7 lack of loan when everything finalized they suddenly deducted 2 lack and gave me 5 lack only. I was in a fixed. I didn't have rest of the money to pay the owner. When I requested HDFC to look into the matter as I didn't have money they offered me personal loan. I refused it and somehow managed to arrange 2 lack from friends and relatives.
RE:ICICI and HDFC - Worst Banks in India
by Amit Kumar on Apr 27, 2008 09:42 AM Permalink
You cant compare ICICI Bank & HDFC Bank on the same page. HDFC Bank is class apart
RE:ICICI and HDFC - Worst Banks in India
by mandook on Apr 27, 2008 01:44 PM Permalink
They are birds of the same feather. I sent a cheque for Rs.286 odd to HDFC bank Hyderabad from Ahmedabad through a co-operative bank; the coop. bank charged me only rs.10 for this, but HDFC charged a hefty 90 ruppes out of Rs.286! The RBI is spineless!
RE:ICICI and HDFC - Worst Banks in India
by Singh SD on Apr 27, 2008 01:15 AM Permalink
I am in full agreement with you.Not only me but any person who has dealt with these banks echo same words .No doubt in turnover they may be No 1 or No 2 but as for as customer is concerned they just try to keep off from these banks.
RE:ICICI and HDFC - Worst Banks in India
by Ley DeFigs on Apr 27, 2008 11:30 AM Permalink
If customer goes below min bal HDFC should give notice, then close defaulter's a/c, instead of adding penalty month after month, and refusing to ack any letters from customer to close a/c.
RE:ICICI and HDFC - Worst Banks in India
by anand nair on Apr 27, 2008 12:16 AM Permalink
yes absolutely. one just finds himself in a jungle in these two banks. the bank employees here are just ignorant about you. and the impression on their face is as if they are dead or we are dead.
RE:ICICI and HDFC - Worst Banks in India
by Somnath Basu on Apr 27, 2008 03:12 AM Permalink
I don't know about HDFC. But definitely ICICI BANK is very dangerous. I haven't heard any good from anyone about ICICI Bank.
ICICI Bank is a big cheater. PLEASE AVOID ANY KIND OF LOAN FROM THIS BANK. THEY WILL HIDE YOU MANY THINGS AND WILL SNATCH MONEY LATER ON IN DIFFERENT WAY.
Recently I have taken Personal Loan (PL) from ICICI bank. They are charging service tax of 12.36% on the interest portion. But other banks are not charging any service tax on any EMI. ICICI bank are showing the principal & interest parts separately and therefore are charging ST on the interest. Other banks don't charge anything because there is only one EMI whch includes both.
ICICI bank could easily have charged the EMI altogether. But they are like BLOOD SUCKER. They charge interest and other charges wherever they can.
PLEASE AVOID ICICI BANK and also caution other friends.
RE:ICICI and HDFC - Worst Banks in India
by BLUE APPLE on Apr 27, 2008 09:17 AM Permalink
I agree with you man - they are blood suckers.
Here is info about the LATEST FRAUD SCHEME OF ICICI BANK.
If you have points in ur ICICI credit card - they will transfer it to IMINT without your approval.. Imint happens to be a company with major investement from ICICI.
Now comes the second part - when you go to redeem, you have to pay a joining fee of Rs 199. Just think - paying to get your own points redeemed.
Next - look at the prices of IMINT products: -https://imintpoints.com/i-mint/dealToMint.do?categoryId=1 TSONIC 1 GB player - Rs 2500, MArket Price: Rs 1600-1700.
Any product is atleast 40% expensive than the current market price. Check more details at http://www.consumercomplaints.in/complaints/icici-credit-card-c37705.html
There is only 1 way - surrender your cards, maintain ZERO BALANCE ACCOUNTS if you have them and make them suffer.
Regards,
DJ
Effectually they are making money because you have no other option but to redeem points.
Re: ICICI and HDFC - Worst Banks in India
by Asif Shaikh on Aug 01, 2009 04:08 PM Permalink
hdfs and icici they just have branches all over their phonebanking and netbanking is hopeless for any kind of changes u got to visit the branch its hopeless and helpless
