In the olden days we used to have Pathans with their typical headgear and armed with spear who were in the business of usurious money lending.They used to lend small amounts to the needy and will be spot on at the gate on the salary day to collect their interest.If you wanted to return the prinicipal they used to turn very sweet and persuade you to keep the money .They have disappeared as individuals we see their reincarnations in the corporate form in Citi bank , Amro and ICICI .The approach towards borrower is same
