Well, the Govt. intends to reduce cash transactions and encourage plastic card. This would help to curb black money and tax evasion. It is often seen that the policies of the Govt. are rather retrograde and not progressive. Take for example, transaction charges in the Bank. If you are maintaining Current Account, and intends to draw cash more than Rs.50,000/- Income Tax Dept. instructed Banks to levy and collect Bank Tax and credit to Govt.Account. This step would discourage to open Bank Accounts. Further, I have been using credit card and while booking railway tickets, additional charge is levied by the railways; these are required to be eliminated. Who hears common man's voice. On the other Members of Parliament,MLAs when they receive enormous amounts by way of allowances, they are all exempt from Income Tax. A strange logic! The cmmon man's genuine grievance shall never be heard and redressed. The Consumer Councils are also like civil courts drag on and justice delayed and no one has patience to pursue. Enforcement of rule of law if not done average citizen in the counrty would always feel frustrated.