i ve got dissapointed with this bad service given by the HSBC credit card. even making a payment by chq.before three day of the Due date still in the next month of the statement it is charged late pmt and overlimit chgs.after seeting thye Querries with the phonebanker got astonished to listen that chq was not cleared by the due date as same was deposited in the a/c before one day of the due date.my question is though i ve handed over the payment to their selected collection agent well in advance of three days,is it legitmate to chg these chgs.pls let me advised what would i do though i got helpless by making calls to their customer care. anybody pls feel free ot discuss/advise should i go paying this or move to any court of LAw.really it is a frustated and very bad service by the HSBC credit card.
