I have taken home loan(house is under construction) for which i have already taken 1st disbursment.Before a week I recevied SMS which says that 2nd disbursment is avaiable now.Unfortunately i am not in my hometown to collect the cheque before 30th Nov.The bank officer just called me on phone and said that i have to collect the cheque before 30th Nov due to month ending.Otherwise cheque will get cancelled and that will create problem for me for getting further amounts.What is the timeframe for collecting such disbursment cheque from bank after gettting alert of it's availability?