Sir, Your articles are very good in terms of investment options. i have some quesry can u help me out? I am a male 30 working with a pvt co. i have invested in feb'05 an amount of Rs. 22,000 in diversified mutual funds(icici, reliance, standard chartered. i do have a money back inusrance policy 5 years old which will give its first retun in feb'07. I can invest 2000 per month, plz suggest me some good portfolios to invest. my risk taking ability is moderate, and i look for a 10 years plan. regards aloke