Note: I do not understand why the inverted commas are converted in to some numbers and garbled characters on Rediff!!
There is another article on rediff home page under 'Get Ahead', titled: 'Improve your English' [http://www.rediff.com/getahead/2007/may/03eng.htm 'I could not able to do it'] which says that 'Poor English makes you sound unprofessional and can lead to laughs at your expense!' Now-a-days it is getting fashionable to write incorrect and faulty English without hesitation. Many Indians feel proud in doing so. Why not?!! Because when they cannot write or pronounce their own mother tongue, HINDI, what to expect about this foreign language English!! Many readers may not have understood yet why I am writing about improving English in an article whose subject is Mutual Fund. Such readers will say or write a article / a honest man / a occupation / a incident / an SIP / an flower and so on. On the other hand, such readers and now the writer - Larissa Fernand has done this mistake when she has written in this article: %u2018First, let's state upfront that an SIP is not a mutual fund%u2019. Well, which English grammar in the world says that an SIP is correct? It is a SIP and never an SIP. But many Anglicized Indians or Hinglishmen (and women too) do not even know the correct spelling of grammar. They spell it as Grammer!! The chatting and SMS languages on the Internet and cell phone have given an easy and recognized way of using defective English %u2014 more particularly by students and inexperienced working class, i.e., junior level workforce. Nobody knows even the simple rules of English grammar and still such students score 90% to 99% marks in their academic exams in so-called English-medium schools and colleges and designated as Very Intelligent!! In addition to this, by speaking defective Hindi in an Anglicized accent, people try to show off that while their mother tongue might be Hindi but their Father Tongue was always English. They act as if speaking in their mother tongue (Hindi) is very difficult and insulting for them because they are Convent Educated!! ~Samudra crownjewel@rediffmail.com
The use of a/an is based on phonetics. When you say S-I-P, the first letter will be pronounced as ESS, which is a vowel sound. Thus, it requires 'an'. Larissa Fenand is perfectly correct. And even if s/he wasn't, it wouldn't have taken away much from the sum and substance of the article, which is on the benefits of investing through SIP.
Of course, I do entirely agree with the point that you were perhaps trying to make. Well-written articles are not only a pleasure to read but are also more credible.
