I think author has forgot one big aspect of home loan, which is the tax benefits. When u are going for ADF, ur tab benefits will be more for that period. And who knows aftre few year those benefit may not remain. SO it always better to start ur full EMI as soon as possible.
RE:Not go for Pre-EMI
by adroit on Jul 16, 2006 08:03 PM Permalink
Please note that the tax benefits on home loans are independent of scheme of financing. It is a misconception that you get tax benefits under adf. Please note that tax benefits start only from the year inwhich construction is completed. It does not matter whether you have taken adf or Pre-EMI.
