Hi, I am 24 year old and getting salary of 28000. My Inhand salary is 21000.I am clearing some debts which i am paying 4000 every money. I am unable to manage my money. My monthly expenditure is 6500. Probably I need 1 lac after 1 year for my future plans(education). Can you please suggest what will be the best way of putting my salary. (like How much I have to put in provident fund, in shares, etc). I didnt have any Idea all about that. But wanna want to build a house as early as possible. I am unmarried.