I have had a very bad phase in my life wherein i had to borrow money from a very dear friend of mine.
Inspite of my sincere intentions i failed to pay him back on time. I had some very genuine reasons which my friend knew but the repeated delays did caused some strains in our friendship.
Today i am a relieved man as i paid him back his money but my strong advise to all those who go through monetary problems in life NEVER EVER BORROW FROM FRIENDS it is less painful to face embarassment at the hands of a money lender then to see a friendship break due to money.