Are you aware that the same rule applies in our Banks as well? I had to forefiet around Rs. 500/- in SBI Madgaon branch as I got transferred from there. This is almost universal rule. You can of course get back your money, but it takes a lot of pains explaining why you did not use it. Why don't you do some online transactions? Alternatively you can also transfer you money to India using any of the bank's online facilities.
