We all know the importance of agri and hence oppose the loan waiver. loan waiver will reduce availability of loans in future due to increased NPA; it leads to greater fiscal deficit and hence inflation; the same amount used for waiver shd 've been used for building irrigational facilities; cold storage; .. .and agri is a high-risk sector in india and cant be in hands of ppl who cant take the risk...or at least they shd be insured against crop failures using this money but not waiver.