I am living in the US for past 15 years. One thing I can tell about US is their policies are only Take-Don't give... Their policies are never give&take. It is a very very selfish country. They will let you loose $10000 if they can save 1 cent. Our Indian mentality is different we don't want our friends in trouble, not even foes. But US policy are all about I, me , myself. I would look at every aspect of the things if you are dealing with US. There are so many fine prints which will screw you one day..I wish I am wrong but I really fear US will screw us one day and every Indian will repent what we did in 2008...