Rightly said Ashok. Kids nowdays take Education loan, which again is not in even 5% burden in comparison to US/UK college going student debt. College eduaction is highly subsidised, no doubt about it. As far as even School education is concern it depends where you want / afford to put ur kid. There are Govt School (Sarvodalayas/Novadayalas), Plus Kendriya Vidyalas and ArMy School plus we have this range of privaye school , its your affordability and call. I dont know about other states but in delhi , even regular college education (Delhi University) is damn cheap plus you get subsidised bus pass. Education has been a positive area (yes there may be 10000 flaws , but that an area of improvement). What ever we are today , w eare thanks to our education system.