Mate,more needs to be done than just loan wavers. This will mean encouraging people not to repay the loans. I fully understand the tragedy that people who are feeding us are driven to suicide due to debts.. BUT load waver is not a solution, they need a support system where someone can provide them guidance to make better uses of lands and manage their finances better, I suggest that every panchayat should have access to a finance adviser who can help people make educated decisions. Loans have been wavers so many times but problem still remains. We need to strike at the root cause of the problem and not symptoms.