Though born in Mumbai I had done my schooling in Gujarat and graduated from Fergusson College, Pune.
I never faced what you talk about because I took the trouble to learn the local language and mingle with them and their "til-gul ghya, gode-gode bola" ways.
My experience is diametrically opposite yours but today I oppose The Thakerays for their wrongly directed tirade that engulfs the Nation with their extremist ways and exclusionist politics ... that only lumpen vandals fall prey to.