Let us remember there is 24 hours. If you want to be healthy physically as well as well as mentally you need to allocate sometime from this 24 hours. IF you say THER IS NO TIME. he or she is fooling himself. Regarding spending you should always live below your means. If you expand your expenditure along with your income you will end up paying more EMIs not saving. Stress is nothing if you can mange it. Remeber we are living for ourself not for others
