@shankar aurade nice suggestion. I think power savings bulbs will reduce your bill by atleast 300-400 Rs. 8. Also if you are planning to replace your mobile just because it is a year old try to use it for another year. 9. Most of the people forget this. But please make sure that your parents are covered under hospitalization insurance. My friends ended up paying 3 Lakh Rs last week for his fathers heart operation which he would have saved with insurance. This is a small amount but it is a must.
