good, just by paying 8 lacs rupees do you think govt has taken care of them. 80% people will spent the money within 5 years, what will hapeen for their children's future. rate of interst will reduces over times, rate of interest in bak deposit was 12% 10 years ago, now it is 8%, but prices have gone up three times. do you think they will survive in long term with just 8 lacks rupees. yours is a bogus logic. why dont u give your house to the govt and live in rental appt.